Ask Mr. Fix it

Answer these questions honestly:

1.) Does your spouse or partner complain that you spend too much money?

2.) Are you stunned each month when your very own credit card bill arrives at how much more you spent than you thought you had?

3.) Do you have more shoes and boots and clothes in your closet than you would ever possibly wear?

4.) Do you own each new gadget before it has time to collect dust on a retailer's shelf?

5.) Do you purchase things you didn't know you wanted until you saw them on display in a store?

In the event you answered "yes" to any two of the above questions, you really are an impulse spender and indulge yourself in retail therapy.

This is not a very good thing. It will prevent you from saving for the important things like a house, a new car, a trip or retirement. You should set some financial targets and resist spending money on items that really don't matter in the long run.

Impulse spending will not just put a strain on your finances but your relationships, too. To overcome the problem, the first thing to do is learn to separate your needs from your wants.

Advertisers bombard us hawking their products at us 24/7. The trick is to give yourself a cooling-off period of time before you purchase anything that you haven't planned for.

When you go shopping, make a list and take only enough cash to pay for what you have planned to purchase. Leave your credit cards at home.

When you see something you think you really want, give yourself two weeks to decide if it is really something you need or something you can easily do without. By following this easy solution, you'll mend your financial fences and your very own relationships.

The only other course open to an impulse spender is to make more money than you could possibly spend. Try getting a shell corporation or do a reverse merger to raise capital.

But of course I jest. Nevertheless I hope you get my point. Spend within your means or earn a lot of money, hopefully a lot more than you can spend.

Suggestions To Avoid Impulse Spending
Impulse spending will not only put a strain on your finances but your relationships, as well. To overcome the problem, the first thing to do is learn to separate your needs from your wants.

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